"Our mission is providing the right products for our customers in helping them take care of their insurance, as well as financial investment needs, both short term and long term." ~ Tim Joslen
Portland / Vancouver Metro - 360-256-7536
Senior Insurance Options
Including Understanding Medicare
Once you turn age 65, your insurance needs may change. Insurance for the Age 65 and older has special rules and qualifications. You may be still employed and covered under a work plan, or have retired with medical benefits or you may have retired. Each situation is a bit different so understanding how Medicare works and how it can effect your nest egg is very important.
You may want to consider looking at some options to help supplement your medical costs, whether these are short term and dollar costs, like doctor visits, or longer term care, hospitalization, as an example, which tend to have a much higher dollar amount. Understanding what plans are out there and which one fits your specific needs is important in making the right decision.
Pacific Prosperity Group Can Help You Figure Out The Best Plan For You
Medicare Supplement Insurance
A Medicare supplement is extra insurance coverage purchased through private insurance companies to cover some of the health care costs regular Medicare does not.
Medicare Advantage Plan
A Medicare Advantage Plan is a plan offered by a private company that contracts with Medicare to provide you with all your Medicare Part A and Part B benefits. Medicare Advantage Plans are HMO's, PPO's, or Private Fee-for-Service Plans.
Long Term Care Insurance
Long-term care insurance is an insurance product that helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.